Why You Need to Know about H.R. 3149

Posted by Kristina Taylor
September 15, 2009

Why You Need to Know about H.R. 3149

There’s a bill in the House of Representatives that has been introduced and referred to committee and if you’re an employer, you need to know about it.

H. R. 3149:  Equal Employment for All Act would have a definite impact on companies that conduct background checks on their potential employees (and, let’s face it, that should be done by all organizations with more than 1 or 2 people.)

This bill hopes to “amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions.”  Thus, a bad credit score could not be used as reason to deny employment.

Without knowing the exact reasons for this bill, it’s likely that it stems from the fact that so many Americans are dealing with low credit scores.  Consequently, H.R. 3149 would be a way for them to still snag jobs even if their credit scores are terrible.

Of course, many employers are likely to be taken aback by this bill, especially since it prohibits them from using bad credit as a way to weed out the proverbial “wheat from the chaff” when it comes to making hiring decisions.

What is your thought about H.R. 3149? 

Do you feel it would affect you positively, negatively or neutrally if it’s passed?  Let us know by answering the poll below.


 

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